Erin Esurance - Our Partner

Cities
  Chicago
  Dallas
  Los Angeles
  Philadelphia
  St. Louis
  more Cities

States
  California
  Florida
  Illinois
  Michigan
  New York
  South Carolina
  Texas
  more States

Home > Locations > Chicago

Chicago Car Insurance


Also known as the Windy City, Chicago is the third most populated city in the country. It is the Midwest's financial and transportation center as well as the county seat. At least 2.8 million people live in Chicago, which means that roads are crowded. In fact, those who live and work in Chicago have an average commute time of more than half an hour, which is almost 10 minutes more than the national average.

All of those commutes add up. Chicago is eighth in the nation for traffic congestion. The city is delayed more than 237,000 hours every year, with each licensed driver taking on 29 hours of that wait time. This kind of congestion doesn't come cheap - over $4.2 million for the city in road repair and $520 per driver in car repairs and gas.

With all these cars on the road, it's no wonder that Chicago racked up 628 car accidents that resulted in fatalities in a two year period. The traffic conditions and delays often cause high amounts of stress in many drivers.

All of this affects car insurance policies, as well. The insurance companies offer Chicagoans high premiums for their car insurance policies because of the high chance of claims. Chicago was ranked 78th of all cities and communities in the nation for reported car thefts in 2005 - a total of 43,152 stolen vehicles in that one year alone.

Take a look at your free auto insurance quote today! >>

Car Insurance Policies in Chicago, IL

Illinois requires all of its residents to have the following insurance coverage:

Remember that these are just the required minimums. You should opt to purchase more coverage in case your costs exceed the limits. Should you purchase extra uninsured motorist bodily injury coverage, you will also need underinsured motorist bodily injury coverage.

Chicago Central DMV
100 West Randolph
Concourse Level
Chicago, IL 60601
Tel.: (312) 793-1010

Get your free Chicago car insurance quote from Esurance >>









 







ABOUT US  |   DISCLAIMER  |  TERMS AND CONDITIONS  |  PRIVACY POLICY  |   SITEMAP  |  DMCA  |  CONTACT US  |   HOME