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Home > Locations > Fort Worth

Fort Worth Car Insurance


Fort Worth, or as it is affectionately known, 'Cowtown,' is home to more than half a million people. For those who live and work in the Fort Worth area, the average commute time is about 25 minutes. This puts the Dallas, Fort Worth, and Arlington areas in third place for the most traffic congestion in the country. The city loses more than 147,000 hours a year just sitting in traffic. That's about 36 hours per driver every year, with an overall cost to the city of $2,603,000, or just over $600 per driver each year.

Over a two year period, Fort Worth lost more than 184 people to car accidents. They also came in 44th in the country for car thefts in 2005, with more than 31,375 stolen cars reported. The costs to the health of everyone in the vicinity and to the environment are impossible to count.

All of these losses due to traffic and congestion add up to a ton of insurance claims. It's no surprise that car insurance is so expensive. Even just purchasing the minimum required insurance can cost a small chunk every month.

Get a free Forth Worth auto insurance quote from Esurance today! >>

Car Insurance Policies in Fort Worth, TX

In Texas, the law states that all drivers must purchase enough car insurance to cover the cost for any and all damages they may cause to property and person through car accidents that they cause. A good liability insurance policy takes care of that requirement. Texas requires a minimum of $20,000 per person with at least $40,000 per accident plus $15,000 for damage to property. This is called 20/40/15 coverage.

Remember, these are just the bare minimum requirements for Texas auto insurance. Purchasing more may save you in the event that the cost of damages are high. Also, various add-on insurance options will cover the cost of loss and damages when your liability insurance policy doesn't. Costs of repair and replacements can be so high, it's better to be safe than sorry.

Start or change your insurance policy in Forth Worth, TX today with a free quote from Esurance!

Texas Dept. of Public Safety (licensing)
6413 Woodway Drive
Fort Worth, TX   76133-5536
Tel.: 817-294-1075

Vehicle Title and Registration Division's Fort Worth - Arlington Regional Office
910 N. Watson Rd.
Arlington, TX 76011-5260
Tel.: (817) 649-5938

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