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MetLife Auto Insurance

MetLife is a major national provider of financial services and insurance products in this country.  They reach into 13 million American households and 70,000 U.S. businesses as customers.  Auto insurance is one of their many personal insurance and investment products. 

MetLife provides online quotes for car insurance, and you can also pay your auto insurance bill online.  Their policies are sold through agents and claims are filed and serviced through local agencies as well. 

MetLife makes the standard car insurance policy components available:

• Bodily injury liability
• Property damage liability
• Personal injury protection
• Coverage for uninsured or underinsured drivers
• Collision coverage (for your own vehicle)
• Comprehensive (for damage to your car caused by theft, fire, vandalism, etc.)
• Medical payments coverage
• Rental car option
• Towing service option
• Any special clauses required by state statute

MetLife's sales and service process remains structured as the classic insurance company model.  Your policy is purchased through an agent and serviced by an agent. 

The Esurance Alternative

If you're looking for several auto insurance options, Esurance is a great option to consider. Esurance offers great rates on auto insurance policies, and will give you quotes from other leading auto insurance providers, to help you make the best decision given your budget and your needs. Esurance is currently licensed in 24 states*, which contain two-thirds of the nation’s population and they focus solely on car insurance.  They are capable of providing you with an online auto insurance quote, to sell you the insurance policy, and to provide you with an instant insurance card which prints out on your computer.

Esurance is prepared to give you an instant quote online for your car insurance.  It is also equipped to provide you over the web with a wealth of information on the car insurance industry in general and what the required coverage is in your state.  Moreover, Esurance will go through the financial options with you and sell the car insurance policy online as well. 

You won’t need to wait until your agent is in his office in order to file a claim.  You can do so 24 hours a day, seven days a week online with Esurance.  If you have questions or policy changes or would like to file your claim on the phone, Esurance has seven service centers around the country that will help you out.  You can reach any one of them through an 800 number.  You’ll be able to speak with a knowledgeable staff representative who is familiar with your policy.

*Esurance coverage as of October 2006.