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How You Protect Your Car
Having a plan for protecting your car not only makes sense for you in terms of convenience but will also help you save money on your car insurance rates. Car thefts are on the rise annually, so car insurance providers offer discounts to drivers who take extra measures to insure the safety of their vehicle – which means less money in auto insurance claims that a provider will have to cover.
Many thieves will avoid a car with obvious protection devices installed in favor of an easier target. Just having a sticker in your car window claiming an auto insurance company can deter some less adventurous thieves. However, this minimal security measure is not one that will earn you a discount on your car insurance.
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Providers look for more drastic measures when offering lowered premiums for protecting your car. Intense security devices that actually immobilize the vehicle when a thief tries to steal it is something that any auto insurance company will take seriously. Other quality actions you can take to protect your car include:
- Tracking devices
- Smart keys
- Starter and ignition disablers
- Bar locks for your steering wheel
- VIN etching
- Car alarms
No matter what fancy protection devices you choose to install on your vehicle, nothing will protect you from theft and break-in without common sense. Make sure to always close your windows, lock your doors, never keep the car running while you 'run inside for a minute,' and, whenever possible, park in a secure garage rather than on the street. It may seem like common knowledge, but more than half of all stolen cars in this country allowed thieves to enter easily because their doors were unlocked.
Every insurance company is different. There is no standard discount for car insurance theft and break in across the board. Make sure that your potential provider will reward you for the measures you take against car crimes by asking your agent before you choose your policy.
Two cars are stolen every minute in the United States, adding up to almost 1.3 million victims of grand theft auto every year. Save yourself money and stress at the same time by protecting your car from thieves and vandals.
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