South Carolina Car Insurance (SC)

The “low country” of South Carolina is known for its unique wildlife habitats in marshland areas. The islands along the coast of both North and South Carolina have become highly popular vacation destinations. If you’re headed that way, make sure your auto insurance is up to date and that you have adequate coverage. If you live there and want to find the best prices on car insurance in your state, check Esuarance – the online auto insurance company. You can learn everything you need to know about the trends in the industry and what competitive prices are. Best of all, you can go to www.esurance.com and get an instant quote for your car insurance, purchase your policy and have an insurance card printed out instantly over your computer.

Minimum Auto Insurance Coverage in South Carolina

South Carolina requires:

Minimum bodily injury liability coverage of $15,000 for any one individual
$30,000 for all individuals injured in any one accident
The requirement for property damage liability coverage is $10,000

Liability coverage pays for medical expenses to occupants of the other car, and damage to the other vehicle in the case of an accident where you are at fault.

You must also carry uninsured motorist insurance in the same amounts:

$15,000 for and individual
$30,000 for all parties in bodily injury coverage
$10,000 in property damage.

There is no requirement for underinsured motorist coverage in South Carolina.

Get a free online quote for auto insurance in South Carolina now!

Optional Car Insurance Coverage for South Carolina Drivers

The required liability insurance provides no coverage for damages to your car in the event of an accident that’s your fault. Collision insurance is needed to pay for repairs to your vehicle. Comprehensive insurance covers damage to your car from non-traffic related sources such as windstorms, hail, fire, vandalism and theft. In the case of both collision coverage and comprehensive, deductible payments are required. You can select the deductible level – obviously, the lower deductible will raise your premium level.

You can also purchase medical coverage, which pays your immediate medical expenses regardless of who is at fault. Your health insurance may overlap with this coverage.

Get a fast quote for car insurance today!

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